Our Services
If you’ve had a browse around our website already, hopefully you will have seen by now, that we are passionate about helping our clients, and maybe you’ve come to the realisation that we can help you.
But, what exactly do we advise on?
There are many different types of mortgage for all ages, and countless insurance policies, so why not scroll down and get a feel for what we can assist you with.
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Mortgages
Remember the days when you could just speak to your bank quickly & get everything you need; all without feeling like just another number to them?
No, we can’t either!
However you can speak to one of our advisers today and be treated like a client not a number. No “press 1 for this, 2 for that”, or “you are number 501 in the queue, please hold”.
Simply call our office and within no time at all you’ll have your dedicated adviser and administrator working on your case.
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Insurance
You’ve got the car insured, the dog insured, even your mobile phone, but what about you?!
According to a survey by Finder, only 31% of UK adults have life insurance. Results go on to state various reasons why, including ‘I haven’t got around to it yet’ !
We are here to make sure you do ‘get around to it’ and we haven’t even scratched the surface of Income Protection, Critical Illness Cover, Family Income Benefit… we could go on; or you could get in touch for specialist advice on the subject.
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Equity Release
Otherwise known as a lifetime mortgage, suitable for the over 55’s, this is essentially a way to unlock some of the value in your home by releasing funds, which can be used for things like home improvements, paying off debt, or supplementing retirement income and much more.
We are Equity Release Council members, who have safeguards in place and a code of ethics we subscribe to. Our advisers will meet with you to fully explain your options without any obligation.
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Wills & Lasting Power of Attorney
If you die without a Will, the law decides how your estate is passed on – and this may well not be in line with your wishes.
Despite this, the majority of the British population do not have a Will and yet having a Will can protect your family’s future in a simple and effective way.
J Finance Ltd has partnered with Heritage Estate Planning, who can assist with drafting Wills and if required, setting up Lasting Powers of Attorney (LPA) so that your wishes for your finance or your health can be taken in to account if you are no longer able to communicate them yourself. Please note, the Financial Conduct Authority does not regulate will writing.