Income Protection

Income Protection – Keep Your Finances Secure If You Can’t Work

Life is unpredictable, and if illness or injury prevents you from working, your financial security could be at risk. Income protection provides a regular income if you’re unable to work due to illness or disability, ensuring you can keep up with essential expenses while you recover. At J Finance, we help you find the right policy to suit your needs, so you have peace of mind no matter what life throws at you.

Why Income Protection Matters

1. Regular Income When You Need It

If you’re unable to work due to illness or injury, an income protection policy can replace a portion of your earnings until you’re fit to return.

2. Maintain Your Lifestyle & Financial Commitments

From mortgage repayments to household bills and everyday expenses, income protection ensures you can continue to meet your financial commitments without stress.

3. Long-Term Security

Unlike short-term sick pay, income protection can provide cover until you recover, retire, or reach the end of your policy term.

4. Flexible Cover Options

Policies can be tailored to your specific needs, including deferred periods, benefit amounts, and cover duration to suit your financial situation.

How Does Income Protection Work?

If you’re signed off work due to illness or injury, your policy will pay out a percentage of your income (typically 50-60%) after a pre-agreed waiting period. Payments continue until you can return to work, retire, or reach the policy’s end date.

Why Choose J Finance?

  • Independent Advice – We compare policies from a wide range of insurers to find the best cover for your needs.

  • Tailored Solutions – We assess your circumstances and recommend a policy that works for you.

  • Hassle-Free Process – We handle the application process and ensure everything runs smoothly.

  • Ongoing Support – As your career and financial situation evolve, we’ll review your cover to keep it relevant.

Protect Your Income Today

Your ability to earn is one of your most valuable assets. Make sure you’re covered with the right income protection policy. Contact J Finance today for expert advice and personalised recommendations.